Is Noble Gold Right for Your Precious Metals IRA?

About Noble Gold

Noble Gold has quickly established itself as an innovative player in the precious metals IRA space. Their unique offerings like Royal Survival Packs and Texas depository option appeal to investors seeking flexibility.

Storage First: How to Think About Where Your Metals Sit

Noble Gold is distinctive for its storage options: a Texas-based depository, other approved facilities and at-home storage for metals bought outside an IRA. The difference between the last of those and the first two is the most important thing to understand before reading further.

IRA metals versus non-IRA metals

Metals held inside an IRA must be held by an approved custodian in a qualified depository, as IRS rules require. Home storage is available only for metals bought outside an IRA. Anyone who tells you otherwise about an IRA is describing an arrangement that could be treated as a distribution and taxed.

Segregated and commingled storage

With segregated storage your specific coins or bars are held separately. With commingled storage (sometimes called pooled or non-segregated) you are entitled to the same type, weight and fineness of metal, but not the identical pieces. Segregated storage usually costs more. Ask Noble Gold which options each of its depositories provides and what each costs.

Ratings & Reputation

Here's how Noble Gold scores across major consumer protection platforms:

Why Choose Noble Gold?

Unique Product Offerings

Noble Gold's Royal Survival Packs combine precious metals with emergency preparedness, offering a unique value proposition.

Texas Depository

For investors who prefer their metals stored in Texas, Noble Gold offers a secure vault option in the Lone Star State.

No-Quibble Buyback

Noble Gold's straightforward buyback policy makes it easy to liquidate your metals when needed.

Royal Survival Packs: A Product to Understand Before You Buy

Noble Gold's Royal Survival Packs combine precious metals with emergency preparedness items. This is an unusual product, and it raises a practical question about IRA rules.

• An IRA can hold only eligible assets, in this case approved precious metals. Emergency supplies are not IRA assets.
• A pack that contains non-metal items therefore cannot be placed in an IRA as a whole. Ask the company which parts, if any, are IRA-eligible.
• Ask for the price of the metal content alone and compare it with the pack price, so you know what you pay for the extras.
• Decide whether you want a pack at all. If your goal is a retirement account, standard IRA bullion may serve better.

Pros & Cons

A Newer Company and a $20,000 Minimum: Weighing the Trade-Offs

Noble Gold was founded in 2016, which the cons list notes, and it requires a $20,000 minimum. Neither point is a disqualifier. The company holds an A+ rating at the BBB and AAA at Business Consumer Alliance, according to the table above.

What the newer start does mean is a shorter track record to examine. Spend extra time reading complaints and the responses to them. If you want the longest history, Birch Gold Group started in 2003 and Goldco in 2006.

Getting Started with Noble Gold

The Buyback Policy: Questions to Ask

Noble Gold's pros list a no-quibble buyback policy and the company is described as making it easy to liquidate metals when needed. That is a good sign, but it needs details.

1. How is the buyback price set relative to the spot price at the time of sale?
2. Is the same policy applied to IRA metals, to metals bought outside an IRA and to the survival packs?
3. How long does settlement take, and where do the proceeds go for an IRA?
4. Are there fees to sell?

Write the answers down. A policy that is easy to describe over the phone should be just as easy to put in an email.

What Customers Say

Who Noble Gold Fits, Compared With the Others

Noble Gold is the choice to consider if storage flexibility matters to you, particularly the Texas depository, or if you are also interested in a non-IRA purchase of emergency-oriented metal products. It is less obviously the best match if you are looking for the lowest entry point, where Birch Gold and American Hartford Gold start at $10,000, or the strongest education program, where Augusta is the featured option.

A simple way to decide is to rank your priorities: storage, buyback, minimum, education and history. Whichever company leads in your top two is the one to request a written fee schedule from first.

Frequently Asked Questions